Property data collection,
built for UAD 3.6.
Guided photo capture, structured condition data, and lender-ready reports — designed from day one around the new Uniform Residential Appraisal Report standard.
On November 2, 2026, the way property data gets collected changes.
UAD 3.6 retires the legacy appraisal forms and replaces them with a single, structured URAR. For mid-size credit unions running home equity and HELOC programs, that means the way property condition data is gathered, formatted, and documented has to change — and much of it is still handled over email, phone, and spreadsheets today.
A simpler way to capture and document property condition.
EquitySnap is being built for the teams doing the work — from the person on-site to the underwriter reviewing the file.
UAD 3.6-native
Structured to the new standard from the ground up — not a legacy tool retrofitted to it after the fact. The data model is aligned to the URAR field structure before a single photo is taken.
A built-in audit trail
Every photo, condition rating, and scoring criterion is logged — which images were used, what standard was applied, and when. The file stands up to underwriting review and examination.
Made for the field
Simple, checklist-driven capture for the person on-site. Required categories and condition ratings are enforced, so a job can't be marked complete until the file is genuinely complete.
Mid-size credit unions, and the lenders who serve them.
If you're managing a home equity or HELOC portfolio and wondering whether your current property-data workflow will hold up to UAD 3.6, we'd like to talk.
We're working with a small group of lenders ahead of launch.
Add your work email and we'll be in touch — no sales pitch, just a conversation about how your team handles property data today.
Or reach us directly at skip@equitysnapai.com